Your books, running in the background.
Connect your email and bank. Owwyl owns the ledger — no rented backbone, no per-tenant API cap — and handles everything else.
Email Scanning
Invoice PDFs extracted from your inbox. Works with Gmail, Outlook, and any provider.
Bank Feed
Real-time transaction monitoring via Stripe Financial Connections. Read-only access.
Intelligence
4-tier categorization engine. Matches transactions to your chart of accounts automatically.
Anomaly Detection
5 types: duplicate charges, variance alerts, new vendors, velocity spikes, amount anomalies. Every finding includes reasoning and confidence score.
Reconciliation
Bills matched to bank transactions automatically. New vendors start as drafts for your review. Confirmed vendors above your confidence threshold are submitted automatically.
Anomaly detected. Full context below.
Every anomaly includes the finding, the context, and the recommended action. Nothing else.
Subscription Leak Detected
Found 3 duplicate Adobe Creative Cloud seats billed to different cost centers. Auto-merging suggested for next billing cycle.
The books don't just run. They get better at running themselves.
Every transaction Owwyl processes improves its accuracy. Every correction you make teaches the system your preferences. Within weeks, manual overrides approach zero.
Matches bank descriptors to the correct vendor name instantly
Learns which account codes your business uses for each vendor
Distinguishes real anomalies from seasonal patterns over time
Extracts line items with increasing accuracy as it sees your vendors
Already have books? Owwyl takes over.
Fresh Start
No existing books. Owwyl sets up your chart of accounts from scratch based on your industry — in its own ledger.
From Xero
Existing Xero account, tidy or messy. Owwyl imports it, cleans and re-categorizes, and owns the ledger going forward.
From QuickBooks
Migrating from QuickBooks. Owwyl imports your chart of accounts and history into its own ledger.
Rescue
Books nobody could close. Owwyl rebuilds them from the bank — tied to the statement to the penny.