A general ledger is a guess.
Most bookkeeping software hands every business the same twenty accounts and leaves the rest to you. Owwyl ships the chart your industry actually needs, on the first night — separated the way the decisions get made, not the way the software found convenient.
31 accounts
Restaurants & bars
Service ends near midnight and the deposit lands two days later. Owwyl reads the night while it is still the same night, so the morning starts with one question instead of a week of receipts.
See the chart of accounts →21 accounts
Agencies & professional services
Three kinds of money arrive looking identical in a bank feed. Owwyl separates them nightly, so margin is a number you can read rather than one you reconstruct at quarter end.
See the chart of accounts →19 accounts
Contractors & trades
Materials bought at a counter, subs paid on a Friday, fuel across four vehicles. Owwyl posts it nightly against the accounts that make a job either profitable or a lesson.
See the chart of accounts →19 accounts
SaaS & subscription
Subscription revenue arrives net of processing fees, and infrastructure bills land at the same hour. Owwyl books both to their own accounts so the margin is real rather than reconstructed.
See the chart of accounts →18 accounts
Retail & e-commerce
In-store, online and shipping are three different kinds of revenue that arrive as one bank feed. Owwyl separates them nightly, along with the freight and packaging that quietly decide the margin.
See the chart of accounts →